Panelists at a recent seminar are Tami Sanford, left, certified public accountant; Craig Kennedy, certified wealth strategist; and Steve Eiting, CPA and trust officer. Joint Township District Memorial Hospital Foundation and Minster State Bank held the tax savings and estate planning session at Minster Bank, St. Marys.

ST. MARYS - Maybe just as hard as earning a nest egg are figuring how to have the revenue available when needed and giving what's left to heirs, instead of the government. Local experts recently offered some suggestions on how . . .